The Value Play Income Analyzer

The Value Play Income Analyzer

Cost and Revenue Assumptions

Financing Assumptions

Key Ratios

Rental Increase Projections

This variable is used to calculate anticipated increases in rent.

Average Monthly Rent Projections

Operating Expense Projections

This variable is used to calculate anticipated increases or decreases in the overall Operating Expenses. Changing this variable affects each item under the Operating Expenses section, so you should estimate the net increase or decrease in total expenses and use this variable accordingly.

Operating Revenues

Actual Monthly
Gross Scheduled Income
Gross Scheduled Income
Gross Scheduled Income
Gross Scheduled Income
Gross Scheduled Income
Enter the Vacancy Rate here. You can enter either the actual rate or projected rate for financing purposes.
Actual Monthly
Vacancy
Vacancy
Vacancy
Vacancy
Vacancy
Actual Monthly
Net Rental Income
Net Rental Income
Net Rental Income
Net Rental Income
Net Rental Income
Actual Monthly
Other Income
Other Income
Other Income
Other Income
Other Income
Actual Monthly
Gross Income
Gross Income
Gross Income
Gross Income
Gross Income

Operating Expenses

Actual Monthly
Repairs and Maintenance
Repairs and Maintenance
Repairs and Maintenance
Repairs and Maintenance
Repairs and Maintenance
Actual Monthly
Property Management Fees
Property Management Fees
Property Management Fees
Property Management Fees
Property Management Fees
Actual Monthly
Taxes
Taxes
Taxes
Taxes
Taxes
Actual Monthly
Insurance
Insurance
Insurance
Insurance
Insurance
Actual Monthly
Salaries and Wages
Salaries and Wages
Salaries and Wages
Salaries and Wages
Salaries and Wages
Actual Monthly
Utilities
Utilities
Utilities
Utilities
Utilities
Actual Monthly
Professional Fees
Professional Fees
Professional Fees
Professional Fees
Professional Fees
Actual Monthly
Advertising
Advertising
Advertising
Advertising
Advertising
Actual Monthly
Trash Removal
Trash Removal
Trash Removal
Trash Removal
Trash Removal
Actual Monthly
Other Expenses
Other Expenses
Other Expenses
Other Expenses
Other Expenses
Actual Monthly
Total Operating Expenses
Total Operating Expenses
Total Operating Expenses
Total Operating Expenses
Total Operating Expenses
Percent of Gross Income
Percent of Gross Income
Percent of Gross Income
Percent of Gross Income
Percent of Gross Income
Percent of Gross Income
Percent of Gross Income
Percent of Gross Income
Percent of Gross Income
Percent of Gross Income
Total Operating Expenses as a Percent of Gross Income

Net Operating Income

Input the number of years you are using for depreciation if you are taking taxes into consideration. If the Income Tax Rate is set to “0” then the value in this field does not matter.
Input the number of years you are using for depreciation if you are taking taxes into consideration. If the Income Tax Rate is set to “0” then the value in this cell does not matter.
You can enter your estimated tax rate here to determine the after tax effect on cashflow. For bank presentation purposes, this number should be set to “0.” Lenders are not concerned with the after tax effect.
Actual Monthly
Cumulative interest on loan
Cumulative interest on loan
Cumulative interest on loan
Cumulative interest on loan
Cumulative interest on loan
Actual Monthly
Depreciation Expense – Building
Depreciation Expense – Building
Depreciation Expense – Building
Depreciation Expense – Building
Depreciation Expense – Building
Actual Monthly
Depreciation Expense – Improvements
Depreciation Expense – Improvements
Depreciation Expense – Improvements
Depreciation Expense – Improvements
Depreciation Expense – Improvements
Actual Monthly
Net Income Before Taxes
Net Income Before Taxes
Net Income Before Taxes
Net Income Before Taxes
Net Income Before Taxes
Actual Monthly
Income Taxes
Income Taxes
Income Taxes
Income Taxes
Income Taxes
Actual Monthly
Net Income After Taxes
Net Income After Taxes
Net Income After Taxes
Net Income After Taxes
Net Income After Taxes

Cash Flow From Operations

Actual Monthly
Net Income After Taxes
Net Income After Taxes
Net Income After Taxes
Net Income After Taxes
Net Income After Taxes
Actual Monthly
Depreciation Expense
Depreciation Expense
Depreciation Expense
Depreciation Expense
Depreciation Expense
Actual Monthly
Total Cash Flow From Operations
Total Cash Flow From Operations
Total Cash Flow From Operations
Total Cash Flow From Operations
Total Cash Flow From Operations
Actual Monthly
Interest on Loan
Interest on Loan
Interest on Loan
Interest on Loan
Interest on Loan
Actual Monthly
Total Cash Available for Loan Servicing
Total Cash Available for Loan Servicing
Total Cash Available for Loan Servicing
Total Cash Available for Loan Servicing
Total Cash Available for Loan Servicing
Actual Monthly
Debt Service
Debt Service
Debt Service
Debt Service
Debt Service
Actual Monthly
Remaining After Tax Cash Flow From Operations
Remaining After Tax Cash Flow From Operations
Remaining After Tax Cash Flow From Operations
Remaining After Tax Cash Flow From Operations
Remaining After Tax Cash Flow From Operations
Actual Monthly
Plus Principal Reduction
Plus Principal Reduction
Plus Principal Reduction
Plus Principal Reduction
Plus Principal Reduction
Actual Monthly
Total Return
Total Return
Total Return
Total Return
Total Return

Cash Flow / Debt Servicing Ratio

Net Income Return on Investment

Cash Return on Investment

Total Return on Investment

Estimated Exit Price / Gain On Sale – 1 Year

Estimated Exit Price / Gain On Sale – 3 Year Exit

Estimated Exit Price / Gain On Sale – 5 Year Exit

Net Cash Flows From Investment – 1 Year Exit

Net Cash Flows From Investment – 3 Year Exit

Year 1
Year 2

Net Cash Flows From Investment – 5 Year Exit

Year 1
Year 2
Year 3
Year 4